Terms of use
and legal notices

Legal Notice

Real Garant Versicherung AG

Marie-Curie-Str. 3
73770 Denkendorf
Tel: +49 711 49063 0
Fax: +49 711 49063 118
Email: info@realgarant.com

Acting supervisory authority
Federal Financial Supervisory Authority (BAFin)
Graurheindorfer Strasse 108
53117 Bonn, Germany
Tel: +49 228 4108 0
Fax: +49 228 4108 1550
www.bafin.de

Supervisory board chairman: Jawed Barna
Executive committee: Lutz Kortlüke (Chairman), Horst Nussbaumer, Michael Reuter

Legal form: Corporation
Company seat: Denkendorf
District court Stuttgart (HRB 213642)
VAT ID No: DE246063838

Unless otherwise indicated, Real Garant Versicherung AG is the provider of all telemedia offered on realgarant.com as well as all other telemedia that refer to this imprint.

Notice pursuant to § 36 of the Consumer Dispute Resolution Law (VSBG):
Real Garant Versicherung does not participate in dispute resolution proceedings before a consumer arbitration board.

Companies of Real Garant Versicherung AG

Real Garant Versicherung AG operates some of its business in Germany via service providers.
This website contains all mandatory details for the principal companies of Real Garant Versicherung AG active in Germany.

Real Garant GmbH Garantiesysteme

Management: Lutz Kortlüke, Florian Rohkamm, Darko Kosić, Christoph Müller, Michael Reuter, Horst Nussbaumer
Company seat: Denkendorf
District court: Stuttgart (HRB 213660)
Vat ID No:  DE180236061

This imprint is also valid for:

LinkedIn:
https://www.linkedin.com/company/realgarant

XING:
https://www.xing.com/pages/realgarant

YouTube:
https://www.youtube.com/channel/UCBxEU7nvO-PAdckXW_k8Iow

Vimeo:
https://vimeo.com/realgarant

Real Garant in Europe

In Europe we are active under the freedom of establishment as well as under the rules on the freedom to provide services. This website contains the mandatory details for these activities.

Austria

Real Garant Versicherung AG
Branch Office Austria
Perfektastrasse 73/2/2
1230 Vienna

Legal form: Branch office
Branch address: Vienna
District court Vienna FN 216956d
VAT ID No: ATU61037425
Authorised agent: Michael Erb, M.A.

In addition to supervision by the German Federal Financial Supervisory Authority (see above), the Austrian branch is also subject to limited legal supervision by the Austrian Financial Supervisory Authority (Finanzmarktaufsicht, FMA), Otto-Wagner-Platz 5, 1090 Vienna.

Real Garant GmbH Garantiesysteme
Branch office for Austria
Perfektastrasse 73/2/2
1230 Vienna

Legal form: Branch office
Branch address: Vienna
District court Vienna FN 444626m
VAT ID No: ATU70254618
Permanent representative: Michael Erb, M.A.

Notice pursuant to § 19 of the Federal Law on Alternative Dispute Resolution in Consumer Affairs: Our branch offices in Austria do not participate in alternative dispute resolution procedures for consumer disputes.

Spain

Real Garant España, S.L.
Fuerteventura, 4; 2ª Planta modulo 7
28703 San Sebastián de los Reyes (Madrid)

Legal form: Single-member company
Company seat: 28703 San Sebastián de los Reyes (Madrid)
Commercial registry in the city of Madrid, volume 17339, page 121, sheet M-297.441
VAT ID No: ESB07756034
Managing representative: Lutz Kortlüke

Notice pursuant to EC Directive 2013/11 of 21/5/2013 on the Law on Alternative Dispute Resolution in Consumer Affairs: Real España, S.L. does not participate in alternative dispute resolution procedures for consumer disputes.

Hungary

Real Garant GmbH Garantiesysteme
Branch Office for Hungary
2142 Nagytarcsa, Naplás út 1.

Legal form: Branch office
Branch address: Nagytarcsa
Company registration: 13-17-000246
VAT ID No:HU28996219
Permanent representative: Ádám Pataki

Notice pursuant to EC Directive 2013/11 of 21/5/2013 on the Law on Alternative Dispute Resolution in Consumer Affairs: Our branch office in Hungary does not participate in alternative dispute resolution procedures for consumer disputes.

Real Garant Versicherung AG is an active service provider in the following countries. In addition to supervision by the German Federal Financial Supervisory Authority (see above), respective national supervisory authorities provide limited legal supervision.

Belgium

Real Garant Versicherung AG
Branch Office Belgium
Manta 12
9250 Waasmunster

Legal form: Branch office
Branch address: Waasmunster
Company registration: 0478766858
VAT ID No: BE0478766858
Authorised agent: Wim Vanackere

In addition to supervision by the German Federal Financial Supervisory Authority (see above), the Belgian branch is also subject to limited legal supervision by the Autorité des services et marchés financiers (FSMA), Rue de Congrès 12-14, 1000 Brussels and the Banque Nationale de Belgique, Boulevard de Berlaimont 14, 1000 Brussels.

Real Garant GmbH Garantiesysteme
Branch Office for Belgium
Manta 12
9250 Waasmunster

Legal form: Branch office
Branch address: Waasmunster
Company registration: 0680483704
VAT ID No: BE0680483704
Permanent representative: Wim Vanackere

Notice pursuant to EC Directive 2013/11 of 21/5/2013 on the Law on Alternative Dispute Resolution in Consumer Affairs: Our branch office in Belgium does not participate in alternative dispute resolution procedures for consumer disputes.

Italy

Real Garant Versicherung AG
Branch Office Italy
Via Enrico Fermi 11A
37135 Verona
Legal form: Branch office
Branch address: Verona
Cammerao di commerico industria artigianato e agricoltura di Verona, Numero REA VR-432966
VAT ID No: IT10122640963
Authorised agent: Domenico Soldo

In addition to supervision by the German Federal Financial Supervisory Authority (see above), the Italian branch is also subject to limited legal supervision by the “Instituto per vigilanzasulle assicurationi” (IVASS), Via del Quirimaie 21, 00187 Roma.

Notice pursuant to EC Directive 2013/11 of 21/5/2013 on the Law on Alternative Dispute Resolution in Consumer Affairs: Our branch office in Italy does not participate in alternative dispute resolution procedures for consumer disputes.

Bulgaria

Financial Supervision Commission
16 Budapeshta str.
1000 Sofia

Croatia

Croatian Financial Services Supervisory Agency
Miramarska 24b,
10000 Zagreb

Cyprus

Central Bank of Cyprus
John Kennedy 80,
Nicosia 1076,

Czech Republic

Česká Národní Banka
Well Přikopĕ 28
115 03 Prague 1

Denmark

Finanstilsynet
Århusgade 110
2100 København Ø

Estonia

Finantsinspektsioon
Sakala 4,
Tallinn, 15030

Finland

FIN-FSA
PL 103, Snellmaninkatu 6,
00101 Helsinki

France

Service des Organismes d’Assurances
Secrétariat général de l’Autorité de Contrôle Prudentiel et de Résolution
Adresse : 4 Place de Budapest
CS 92459, 75436 Paris Cedex 09

Great Britain

Prudential Regulation Authority (PRA)
Threadneedle Street
London, EC2R 8AH

Greece

BANK OF GREECE
21, E. Venizelos Avenue GR
102 SO Athens

Hungary

Magyar Nemzeti Bank
1054 Budapest
Szabadsá tér 9

Iceland

Financial Supervision
Seðlabanki Íslands Fjármálaeftirlit
Katrínartúni 2
105 Reykjavík

Ireland

Central Bank of Ireland
New Wapping Street
North Wall Quay
Dublin 1
D01 F7X3

Italy

Istituto per la Vigilanza sulle Assicurazioni
Via del Quirinale 21
00187 Roma

Latvia

Latvijas Banka
Valdemāra 2A
Rīgā, LV-1050

Lithuania

Lietuvos bankas
Totorių g. 4,
01121 Vilnius

Luxembourg

Commissariat des Assurances
7, Boulevard Joseph II
1840 Luxembourg

Malta

Malta Financial Services Authority,
Triq l-Imdina, Zone 1
Central Business District, Birkirkara,
CBD 1010, Malta

Netherlands

Autoriteit Financiële Markten
Postbus 11723
1001 GS Amsterdam

De Nederlandsche Bank
Postbus 98
1000 AB Amsterdam

In the Netherlands we are party to the Het Financiële Klachteninstituut.

Norway

Finanstilsynet
Revierstredet 3
P.O.Box 1187 Sentrum
0107 Oslo

Poland

Komisja Nadzoru Finansowego (KNF)
Komisja Nadzoru Finansowego
Piękna 20 skr. poczt. 419
00-549 Warsaw

Portugal

Autoridade de Supervisão de Seguros e Fundos de Pensões
Avenida da República, n.º 76, 6º
1600-205 Lisboa

Romania

Autoritatea de Supraveghere Financiară
Splaiul Independenței 15, sector 5
050092 București

Slovakia

Narodna banka Slovenska
Imricha Karvasa 1
813 25 Bratislava

Slovenia

AZN Agencija za zavarovalni nadzor
Trg republika 3
1000 Ljubljana

Spain

Dirección General de Seguros y Fondos de Pensiones
Paseo de la Castellana, 44
28046 Madrid

Sweden

Finansinspektionen
Box 7821
103 97 Stockholm

Notice pursuant to guideline 2013/11 of 21/5/2013 on the Law on Alternative Dispute Resolution in Consumer Affairs and § 36 of the Consumer Dispute Resolution Law (VSBG): With the exception of the Netherlands, in the countries specified above we do not participate in any alternative dispute settlement procedure for consumers.

Disclaimer

Web page contents

The information contained in this website is intended to provide an initial introduction to our products and services. For individual product features, please refer to the contractual documents and the respective products’ general terms and conditions. The information on these websites does not replace case-related advice from appropriate technical experts. Real Garant Versicherung AG and Real Garant GmbH Garantiesysteme does not accept liable any for damages resulting from the use of the content of these websites.

We have carefully researched the contents of these web pages. The contents of these web pages are regularly examined and revised for currency and completeness. However, we can not rule out the possibility of error. We therefore provide no guarantee for the currency, completeness or accuracy of the information and notices provided.

Trademark use, logos and the use of the contents of these web pages

The trademarks and logos of Real Garant Versicherung AG and Real Garant GmbH Garantiesysteme used on these web pages are protected by trademark law. The use of trademarks and logos of Real Garant Versicherung AG and Real Garant GmbH Garantiesysteme as well as the content of these websites – even in excerpt – is not permitted without our express written consent.

Linking to other websites

As far as our web pages are linked to other websites, we hereby inform you that the contents of these websites have not been verified and we accept no liability for the content of other websites.

Notice pursuant to EC Directive 2013/11 from 21/5/2013 on the Law on Alternative Dispute Resolution in Consumer Affairs

Real Garant Versicherung AG and Real Garant GmbH Garantiesysteme does not take part in dispute resolution proceedings before a consumer arbitration board and are not obliged to do so. This applies to all the countries in which we operate, with the exception of the Netherlands.

Verein Versicherungsombudsmann e.V., Berlin

Real Garant Versicherung AG is not a member of the Versicherungsombudsmann e.V., Berlin.

Mobility guarantee

In Germany, our mobility guarantee insurance is offered through our partner Europ Assistance Versicherungs AG, Infanteriestrasse 11, 80797 Munich, Germany.

In Belgium, our mobility guarantee insurance is offered through our partner AXA Assistance Benelux, Avenue Louise 166, B1-1050 Brussels, Belgium.

In Austria, our mobility guarantee insurance is offered through our partner Europ Assistance Holding Irish Branch, 13-17 Dawson Street, Dublin 2, Ireland.

In Spain, our mobility guarantee insurance is offered through our partner IMA IBÉRICA, C/Julián Camarillo, 29, 28037 Madrid.

Data Protection Officer

The tasks of the data protection officer are administered by the group privacy officer at the Zurich Insurance Group Germany. Please send any questions to:

Zurich Group Germany
Group Privacy
50427 Köln, Germany